Terms & conditions of use

Copyright

Unless otherwise stated, the graphical elements, text, HTML code, CSS stylesheets, JavaScript code, Adobe Flash objects, PDF documents, audio files, video files and their arrangement, and all other content on this website are Copyright © Stratton Finance Pty Ltd (“Finstra”), All Rights Reserved.

These objects may not be copied for re-use, transmission or distribution and may not be modified or posted to other websites without the express written permission of Finstra.

This website may contain content that is subject to the intellectual property rights of third parties.

General terms of use

Finstra appreciates your interest in its products and your visit to this website. These terms and conditions apply to the use of this website, including the purchase of goods or services over this website. In using this website for these or any other purposes, you agree to be bound by these terms and conditions. If you do not accept these terms and conditions, do not use this website. Finstra reserves the right to amend these terms and conditions at any time and such amendment will apply upon publication on this website. These terms and conditions must be read in conjunction with any other applicable terms and conditions governing the use of this website or the purchase of goods or services from Finstra or its dealers.

No licences

Finstra has sought to achieve an innovative and informative website. However, you also need to understand that Finstra must protect its intellectual property, including its patents, trademarks and copyrights. Accordingly, please appreciate that no licence to use the intellectual property of Finstra or the intellectual property of third parties has been granted by this website.

Product information

While Finstra has endeavoured to ensure that all information, representations, illustrations, specifications and prices contained on this website are accurate at the time of publication, product features, specifications and prices are subject to change without notice and Finstra makes no commitment as to the availability of any product or service. The information on this website should always be read in conjunction with other materials and information available from Finstra.

To the extent permitted by law, sFinstra excludes all express and implied warranties and all liability, whether direct, indirect, special or consequential, arising from negligence or otherwise relating to the use of this website, any inaccuracies and for any non-compliance by any goods or services with any representations, illustrations, specifications, product features or other information contained on this website. Where, by law, Finstra is not permitted to exclude its liability but is permitted to limit its liability, its liability will be limited to to the maximum extent possible. Nothing in these terms and conditions should be taken to limit the operation of the statutory warranties implied under the Trade Practices Act 1974 (Cth) or related consumer protection laws.

Finstra is not responsible for the contents of websites that are maintained by third parties and therefore waives its liability for any links from this website to other websites.

General advice only

Finstra informs you that any advice given on this website is general advice only and is not specifically based on your own objectives, financial situation or needs. Before you act on the advice, you should consider whether this advice is suitable for you. You should read the relevant Product Disclosure Statements before purchasing any products or services. You should always refer to your accountant or a registered tax agent before taking out finance. While we make every attempt to give you the best and most accurate possible product information, Finstra, its agents, employees and accredited lenders will accept no responsibility for any loss that may arise.

Cookies

Cookies are small files which are temporarily installed on your hard drive. Finstra uses cookies to keep track of their users’ preferences and thereby design the website to best meet users’ requirements, as well as for gathering statistical and market research data. You can prevent cookies from being saved on your hard drive by selecting the appropriate setting on your web browser – simply follow your particular browser’s instructions. Deactivating cookies could mean that you are no longer be able to enjoy offers from Finstra or this website in it’s entirety.

Complaints

You may complain about any failure by us to comply with Part IIIA of the Privacy Act or the Credit Reporting Code. If your complaint relates to our failure to provide access to or to correct any credit-related information that we hold about you, you may lodge a complaint directly with the Office of the Australian Information Commissioner (for more information, please see http://www.oaic.gov.au) or with Credit Ombudsman Service Limited (who is our external dispute resolution scheme provider). If your complaint does not relate to these matters, you must first lodge a complaint with us in accordance with the procedure set out in section 14 of this Privacy Policy, which sets out how we will deal with such complaints.

If you make a complaint in relation to correction of your credit-related information, we will notify each other credit provider and credit reporting body to which we have previously disclosed that information that you have made a correction complaint in relation to that information and the outcome of that complaint, unless it is impracticable or illegal for us to do so.

Security

As our websites are linked to the internet, and the internet is inherently insecure, we cannot provide any assurance regarding the security of transmission of information you communicate to us online. Where appropriate, we use Secure Socket Layer (SSL) technology to encrypt the transmission of information to us. However, we cannot guarantee that the information you supply will not be intercepted while being transmitted over the internet. Accordingly, any personal information or other information which you transmit to us online is transmitted at your own risk.

Links

Our website may contain links to other websites operated by third parties. We make no representations or warranties in relation to the privacy practices of any third party website and we are not responsible for the privacy policies or the content of any third party website. Third party websites are responsible for informing you about their own privacy practices.

Contacting us

If you have any questions about this policy, any concerns or a complaint regarding the treatment of your privacy or a possible breach of your privacy, please use the contact link on our website or contact our Compliance Officer using the details set out below. We will treat your requests or complaints confidentially. Our representative will contact you within a reasonable time after receipt of your complaint to discuss your concerns and outline options regarding how they may be resolved. We will aim to ensure that your complaint is resolved in timely and appropriate manner.

Please contact our Compliance Officer at:

POST:

Compliance Officer
Finstra
PO Box 2253
Ringwood North
Victoria 3134
Australia

Telelphone: 1300 790 273

Email: info@finstra.com.au

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