Buying a home is an overwhelming experience. Not only do you need to find the right property, you also need to find the right loan. At Finstra, we help you choose the best option by empowering you with the right information. This is the feeling of being financially liberated.
Reﬁnancing your loan
In the highly competitive world of mortgages, the banks are always promoting special offers and new products. It’s crucial that we find the right loan product for each stage of your financial journey.
The loan that was established for you four years ago might not be the most suitable option for you today. We work closely with you to provide expert advice and education about the current loan options from over 30 lenders.
Remember, refinancing your loan can potentially mean a lower interest rate and save you thousands of dollars over the life of the loan, but understanding how to use your loan structure is also highly valuable.
Connect with us for a loan review by one of our specialist credit advisers.
“Our new loan and structure is working really well. We are not spending unnecessarily, so watching the mortgage go down – it’s like a game. I can really see it working for us. We’re so grateful. It will change our lives.” DM and RM
Self employed borrowers
It’s often difficult for self-employed people to communicate business operations and cash flow to the banks. Providing evidence of your capacity to repay the loan can also be frustrating and time consuming.
We’ve provided credit advice to hundreds of self-employed borrowers since we began, so we understand the challenges and have a range of options to overcome them.
Although it may not be a major bank that approves your loan, there are plenty of competitive loan options on our panel of lenders.
“Being a building company, it is not always easy to get a loan, especially being self-employed and needing construction funds. We have worked with David Cowen for over a decade now. We know he understands how a self-employed business operates and how the banks will treat our situation. Not only does he get our loans done, we have happily recommended his services to our clients as well.” CY
First home buyers
Without a doubt, the most rewarding part of our work is helping first home buyers take the first step on their financial journey. We receive hundreds of referrals from happy first home buyers that we’ve helped over the years.
From our first meeting, we spend time discussing your plan, understanding your budget and explaining the whole loan process in language you can understand.
We have a deep understanding of the stresses and anxieties around purchasing your first home. Our team will be there to assist you throughout the entire loan process.
Connect with our team to get your started on your financial journey.
“The entire process was made so easy by Finstra. We really appreciated the time they put in from start to finish. We felt that everything was under control the entire time and this was such a refreshing service. Every member of the team who took our calls was very helpful, we have no hesitation in recommending Finstra” AH & CS
Building your own new home is a dream which we’ve helped many of our clients achieve.
A construction loan is different to a standard home, as the bank progress pays the builder at each stage of your build. We spend time with you to explain the whole process, not only about your loan, but also the construction process.
Connect with our team as the first step towards building your dream home.
“Honestly, it’s all about the incredible service! Above and beyond what was expected. We didn’t have the best experience with the original bank, but Finstra made the process so much easier for us and always showed that they care about your needs and frustrations. I would recommend anyone doing a construction loan to use Finstra. Without them, I think I would have torn my hair out by now.” SM
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